Health Reform Legislation Essay - 1390 Words

Under the Patient Protection and Affordable Care Act, underwriting will effectively disappear. Enrollee demographics and medical history can no longer be used to calculate premiums. Two exceptions allow for rate variation based on age and smoking, although even in those cases the degree of variation is legally capped. Without the ability to use underwriting for risk selection or assigning premiums, insurers will have to find new ways to compete. Premiums will no longer reflect the underlying risks, and rate variation will cease to be a meaningful tool in competing for a healthy insured population. Although medical underwriting can no longer be used for risk selection, the new law will provide some useful protections for insurance†¦show more content†¦The new exchanges established by the PPACA will change the way consumers shop for health insurance. These electronic marketplaces will put a wealth of information at the consumer’s fingertips. Standardized plan ratings and benefit levels will make health plans easily comparable. The new law will characterize each health plan as Bronze, Silver, or Gold, depending on the level of benefits it offers. Plans within each level will have similar cost sharing structures and actuarial value. These standard benefit levels will leave insurers with two ways to distinguish themselves: price and quality. In the new exchanges, the price and quality of a health plan will be more important than ever for consumers who are trying to get the best value for their money. Insurers who can find ways to reduce claim costs can offer more attractive premiums. One problem that contributes significantly to health care expenses is the overutilization of services. The chief danger of overutilization is that it results in higher medical costs without any accompanying improvements in quality. To be competitive, health plans must ensure that their expenses actually improve quality. Sound benefit design and a focus on providing high quality care can help diminish this problem. Even for plans where overutilization is not a problem, higher quality care can reduce complications, errors, readmissions, and other unnecessary costs. BetterShow MoreRelatedThe Effects Of Universal Health Insurance Mandate On The Massachusetts Labor Market1372 Words   |  6 Pagesthe universal health insurance mandate in the Mas sachusetts labor market. Using a difference-in-differences (DID) model, this study focuses on the co-evolution of insurance coverage and labor markets. One found that under the recent legislation, workers from firms of varying sizes demonstrate different patterns with regards to obtaining insurance coverage. While employer-sponsored health insurance is designed to be the primary source of coverage for Massachusetts residents under reform, two legal loopholesRead MoreThe Massachusetts Health Mandate And The Role Of Health1878 Words   |  8 Pages THE MASSACHUSETTS HEALTH MANDATE AND THE ROLE OF HEALTH INSURANCE INTRODUCTION In 2006, the state of Massachusetts set out to close the gap in the number of uninsured citizens within its borders. The number of uninsured non-elderly adults in the state was nearly 17% (Chandra, 2011a). The same author said executives in the state realized the growing problemRead MoreThe Massachusetts Health Care System2396 Words   |  10 Pagesanalyzing the Massachusetts health care system. Specifically it addresses how the 2006 health care reform law sought to provide health insurance coverage for the uninsured, underinsured, children, young adults, and low income residents. In addition it diminished the demand side rationing that was occurring in Massachusetts. Its desire was for universal coverage, and would be both reasonably priced and of intrinsic value. The law addressed the need to decrease barriers to health care, such as racial disparitiesRead MoreThe Health Care Crisis And An Understanding Of The Reforms2277 Words   |  10 PagesA. The health care crisis and an understanding of the reforms The American Health Care system to say the least is wasteful, bloated, and generally inefficient and therefore in dire need for immediate review. This has largely been as a result of factors such as costs, poor investment return for outlays, inequitably distribution, and being based on anachronistic business model geared at treating diseases more than promoting wellness. The figures are all there to see why a radical surgery of the healthRead MoreEssay on Health Care and Tort Reform1583 Words   |  7 Pages Rising health care costs have caused a national crisis, and all agree we must embrace reform. President Obama has initiated his national health care plan in the hopes of decreasing some of the inflated costs. When attempting to resolve this issue, one must always address the root of the problem. A large portion of these inflationary costs stem from malpractice lawsuits, and so begins the debate for tort reform: legislation which would cut the costs of health care by reducing th e risk of civil litigationRead MoreEssay on External and External Influences in Health Care 798 Words   |  4 PagesExternal and internal influences are relevant in health care. These influences continue to affect the total operations of a health care facility. I will summarize the insights I have gained into the external influences of the new health care reform policy and quality initiatives. The recent health care reform legislation was passed in the house and senate this year. The senior vice president, that I have interviewed, states that health care reform is an â€Å"unknown† for organizations. In addition,Read MoreThe Effect of New Laws and Regulations on Compensation and Benefits Plans1205 Words   |  5 PagesNew Laws and Regulations Affect on Compensation and Benefits Plans Healthcare Reform and pension plan fee disclosures increase employer costs abstract The labor and economic climate and the labor market of today have a lot of uncertainty. In today’s soft labor market, compensation and benefits might seem like a non-issue. Small business are struggling to be competitive in the business world and in order for them to do so them must compete to hire those employees that have a high degree ofRead MoreIntroducing Federal Law: The Affordable Care Act1622 Words   |  7 PagesIntroducing Federal Law: The Affordable Care Act Introduction: One of the most important and hotly debated policy points of the 2008 election season was that of healthcare reform. The badly ailing, highly wasteful and economically imbalanced American healthcare system has been in desperate need of a regulatory overhaul. This formed the basis of one of President Obamas defining electoral promises and paved the ground for the enactment of a major federal policy change. Following Obamas electionRead MoreThe Affordable Care Act ( Aca )956 Words   |  4 PagesAffordable Care Act (ACA) (also known as â€Å"Obamacare†) is an historic piece of legislation that has had massive effect on healthcare in the United States. Its systemic effects on healthcare in this country are numberous, from insurance to ambulatory care, from healthcare related taxes to healthcare resources, and beyond. That said, the following research paper attempts to summarize how this massive piece of legislation has effected healthcare in the United States, to date; with a particular eye towardsRead MoreHealth Care Process Of Obama1107 Words   |  5 PagesDemocratic Party was in a position they had long waited for, to pass comprehensive health care reform legislation.1 As Obama entered office, Democrats were eager for the opportunity to pass legislation. From the beginning, the Obama administration’s strategy was a simple plan, do the exact opposite of what the Clinton administration tried; the Clinton plan became a invaluable blueprint for what not to do in health reform.2 For example, while the Clinton administration fought an unsuccessful two-front

Othello, Race, and the Effect on Character Essay - 2104 Words

With the influx of trade during the Elizabethan Era, English society encountered an increase of descriptions and encounters with people from remote countries, including Africa. With these happenstances, brought misunderstandings of people and cultures, therefore race and discriminations began to form. Shakespeare’s protagonist in Othello, a Moor, was affected by societal standards in his ability to develop as an individual because of physical characteristics and internal insecurities because of the conflict, which tears him between two cultures. In the mid-sixteenth century, England began encountering Native West Africans. Their appearance in London began as early as 1554 and by 1601, which led Elizabeth I to convey her displeasure†¦show more content†¦Pory’s translation depicts Leo as a noble Moor, seasoned traveler, Christian convert, and former slave. Othello’s ethnicity becomes fundamental because of how he is personified, by both others and hims elf (Berry 315-318). The opening scene of Othello begins not with the title character, but with Iago and Rodrigo’s derogatory remarks about Othello. Iago compares the Moor to â€Å"an old black ram† (1.1.89), a Barbary horse† (1.1.112), and refers to the consummation of his marriage to Desdemona as â€Å"making the beast with two backs† (1.1.117-118). Rodrigo refers to the relationship between Othello and Desdemona as a â€Å"gross revolt† (1.1.135) and about her being in â€Å"the gross clasp of the lascivious Moor† (1.1.127). Before Othello even appears, he is denoted as dreadful, deceitful, lustful, and inhuman, qualities, which he will reflect on himself and his counterparts, Iago and Desdemona. Brabantio shares in the racial sentiment of Iago and Rodrigo when he learns of his daughter’s marriage to the Moor. Othello’s misunderstood culture brings Brabantio to the conclusion that a â€Å"foul thief† (1.2.62) must have stolen his daugh ter by the use of witchcraft. BrabantioShow MoreRelatedSocial Context of Othello667 Words   |  3 Pagesproduction of William Shakespeare’s â€Å"Othello.† The famous playwright was in the midst of his tragedy period, penning such classics as â€Å"Hamlet,† â€Å"King Lear,† and â€Å"Macbeth.† The story of â€Å"Othello† has its roots in the historical events and cultural atmosphere of the late 16th and early 17th centuries. It was a common practice of playwrights at the time to borrow or lift plot ideas from other preexisting stories, and Shakespeare was no exception to the rule. The plot of â€Å"Othello† most closely resembles a 1565Read MoreThe Tragedy Of Othello, The Moor1720 Words   |  7 PagesThe Tragedy of Othello, the Moor the Venice: The Fall of A Man for His Race by Josà © Pineda. Professor Arzola English 2322 5 July 2015 Outline. Thesis: The tragedy of Othello, the Moor of Venice written by William Shakespeare, the author uses a characters to express the complex social circumstance of race at the time and how the white men’s ideas about black people leads to their hate and downfalls throughout the play. Sociological Approach. I. Summary plot. II. Description of the mainRead MoreOthello And The Western Canonical Presentation Of His Race Essay1505 Words   |  7 PagesOthello and the western canonical presentation of his race, has been reproduced numerous times throughout history. The post-colonial writings of Morrison and Chatterjee tackle how Othello and the presentation of his race are exploited as a form of entertainment. They write back and explore the relationship between Othello’s racial identity and the harm viewing race as a form of entertainment can have culturally in a globalised world. Othello is presented as a story devised by Desdemona inRead More Racism in William Shakespeares Othello Essay1059 Words   |  5 PagesShakespeares Othello The play, Othello, is certainly, in part, the tragedy of racism. Examples of racism are common throughout the dialog. This racism is directed toward Othello, a brave soldier from Africa and currently supreme commander of the Venetian army. Nearly every character uses a racial slur to insult Othello at one point in the play. Even Emilia sinks to the level of insulting Othello based on the color of his skin. The character that most commonly makes racist remarks in Othello is IagoRead MoreEssay about Racism and Cultural Differences Exposed in Othello1322 Words   |  6 Pages Othello, from the onset, is shown to us a play of love and jealousy. There is however more to this play than just love and jealousy; there is underlying racism, hate, deception, pride, and even sexism between these pages. Othello is a transcendent play, one that will survive the perils of time simply because it is still relevant. Even today, over 400 years later, there are still issues of racism and sexism . Hate is as natural as love in humans and Othello gets right to the root of that. WeRead MoreOthello, By William Shakespeare1709 Words   |  7 Pagesspecifically blackness, has a detrimental effect on the victims who are racially stereotyped. The character Othello is a unique character in English literature, because unlike the other members of society, Othello is an outsider in Venice. He is a black man living in a white world, married to a white woman, and a leader of white men in battle. Othello is persuaded that his wife, Desdemona, is cheating on him, leading him to murder her. Some argue that because Othello was the typical black stereotype heRead MoreOthello And Othello By William Shakespeare Essay1304 Words   |  6 PagesDesdemona?† they ask. The differences that separate Othello and Desdemona do not perturb them, but are starkly obvious and unnerving to the judgmental citizens of Venice. While it was certainly rare in the 16th century for couples to have such di sparities in age, social position and race, none of these differences diminished how Othello and Desdemona felt for each other, yet each spurred external obstacles that threatened their relationship. While Othello and Desdemona are separated by a considerable ageRead MoreA Malevolent Villain Essay1086 Words   |  5 Pages(â€Å"malice†). Malicious characters or groups play a central role in many literary works, like the Headless Horseman in The Legend of Sleepy Hollow, O’Brien in 1984, and white society in The Adventures of Huckleberry Finn. These characters threaten, attack, trick, and persecute the main character or another central character within their story. They add to the plot and tension of the work. Another malicious character is Iago, the villain in one of William Shakespeare’s greatest tragedies, Othello. In this playRead MoreHarlem Duet-Modern Play Essay1304 Words   |  6 PagesHarlem Duet-Modern Play Essay Despite of being declared free and living in a free society, many times characters remain restricted due to their own conflicting matters. This can be seen evidently in the play Harlem Duet through the main character, Billie. Despite all blacks being declared officially free from slavery by the Emancipation Proclamation in 1863, Billie still feels ‘enslaved’ many times due to pressures of external factors, such as racism that still exists in society, and internal factorsRead MoreWilliam Shakespeare s Othello Is A Play About Human Nature And Relationships1400 Words   |  6 PagesShakespeare s Othello is a play about human nature and relationships. By studying these human relationships, differences in race, gender and class suggest that as in all other societies, Venetian society consists both of empowered groups, and constrained groups. These relationships, discussed with reference to Othello, Desdemona, Iago, Emilia, Cassio, Bianca, Lodovico and a number of other chara cters, are revealed through words and actions. The relationship between Iago and Emilia is a superb example

Dictionary of travel tourism and hospitality - Myassignmenthelp.Com

Question: Discuss about the Dictionary of travel tourismandhospitality. Answer: Introduction Hospitality, by the virtue of the term itself has a broad domain of expanse. In a generalized framework, the term refers to the friendly and warm reception and entertainment of the guests by the hosts. The concept, having its origin from the Latin word Hospitalitem, has been prevailing in the global scenario through ages. Over the years, the practice of hospitality has experienced considerable dynamics and change in patters and has also divulged into many forms, which includes commercial, social as well as home hospitality (Medlik 2012). There have been many theories and research regarding the actual definition and domain of operations of hospitality. According to the assertions of some scholars, it is just the practice concerned with the provisions of basic amenities like food, accommodation and clothing to the guests by the hosts. However, there are some scholars, according to whom the definition is far more complex and inclusive, incorporating overlapping of several domains includ ing private, social and domestic ones (Lashley and Morrison 2013). Keeping this into consideration, the report takes tries to shed light on the aspect of commercial hospitality and it also tries to analyze the feasibility of the concept that commercial hospitality is rather an extension of household hospitality. The report takes into account the extensive scholarly literatures, which are present in favor of the assertion as well as against the same, keeping into consideration the evolution of the concept of commercial hospitality over the years in the global framework (Bowie et al. 2016). Commercial Hospitality: Evolution of an Industry Over decades, hospitality has been an industry across the world and not just a household practice of welcoming guests in the homes of the individuals (Sobh et al. 2012). The term Commercial Hospitality, as per the various historical findings cited by several literary works, has its origin traced back to as early as 2000 AD. One of the primary commercial zones during that era was the Mesopotamian civilization. There are evidences of the presence of various inns and lodgings for the travelers and businesspersons who used to visit the zones. These findings assert the existence of commercial hospitality in the global framework (Duncan, Scott and Baum 2013). Over the years, with the expansion and ease of travelling within the domestic as well as international domains, both for the purpose of business as well as for pleasure, hospitality started growing as a proper industry and is currently one of the most dominant industries in the world. The growth of commercial hospitality can be highly attributed to the international phenomena like Globalization, Liberalization and others as well as the technological progress, which have contributed significantly in making the global commercial scenario more integrating and inclusive, thereby promoting business and pleasure travels, both domestic as well as international ones (Carvalhaes 2013). Commercial Hospitality and Hospitality at home Hospitality industry, though primarily includes the virtues of commercial hospitality only, however, the same has the origin from the preliminary concept of hospitality in the home. Hospitality industry across the globe includes the different types of hotels, restaurants and others, which provide drinks, accommodation and foods to the guest, but under the domain of a formal exchange system. Thus, thought there are linkages between the two concepts of hospitality, however, commercial hospitality cannot be termed as a mere extension of hospitality in home. The key differences between these two concepts are highlighted in the following sections (Russo 2012). Differences between Commercial Hospitality and Hospitality at home Having its origin from the household concept of entertaining and welcoming guests with food, accommodation and other amenities, commercial hospitality have several attributes which differ from that of hospitality at home, which makes the former linked to the latter but not merely an extension of the same: a) The primary difference between the hospitality at home and commercial hospitality is that while the former one is done on an entirely personal and non-monetary basis, monetary transactions are involved in the latter form of hospitality. b) Hospitality at home traditionally meant the welcoming and entertaining of mainly familiar guests and sometimes strangers too, in the house of the individuals. This is mainly done by the households, on the basis of the moral virtues and out of friendship of the host and the guest. On the other hand, commercial hospitality, on part of the hosts, are done with the objective of profit maximizing and for earning monetary benefits (Kandampully, Zhang and Bilgihan 2015). c) As in case of hospitality at home, the guests and hosts generally know each other and the hosts do not accept anything in exchange of the favors they are doing to the guests, providing the same is an option which the host may choose or may not too. However, in case of the commercial hospitality, the same lying under the domain of the proper hospitality industry, prices are paid for the services availed and thus, the relationship between the demand and the supply side players is professional and less personal. Seldom the hosts have option to serve or not serve the guests unlike hospitality at home (Jones et al. 2016). Evolution: Current integration and linkages between the two domains of hospitality Though there are significant differences between the traditional concepts of commercial hospitality and hospitality done at homes, however, in the contemporary period, these two concepts have undergone considerable dynamics and integration, with significant changes in travelling and accommodation preferences outside home. In the recent periods, travelling has changed dynamically and a significant portion of this travelling includes pleasure traveling as well. This is true not only in the domestic perspective but also in the international scenario. Tourism, as a separate industry itself, has grown significantly over time and the patterns and demands in this industry has also undergone significant changes (Brotherton 2012). This, in turn, has led to changes and improvisations in the hospitality sector as well, which, clubbed with the entry of new types of players in both the supply as well as the demand side of the same, has been showing considerable dynamics with time. The reasons behind the same can be elaborated in the following sections. Reasons behind changes in the patterns of commercial hospitality a) Preferences of the tourists- In any kind of industry, the preferences and tastes of the demand side players play a key role in determining the supply side dynamics and the nature of goods and services provided as well. In this context, various literatures and empirical findings have asserted that in the recent period, the definition of commercial hospitality has gained much broader perspectives. In the earlier periods, the concepts of commercial accommodations and eateries were very formal and conventional, as most of the demand side players used to be businesspersons or travelers with work purpose. However, with tourism becoming an industry and pleasure travel gaining huge popularity, the nature of demands for accommodations have changed considerably. With more and more people travelling for the purpose of pleasure as well as business, the priorities of the tourists have changed considerably. Apart from the usual demands for accommodation, which includes safety, security, self-relaxation and beauty of any accommodation, the travelers also look for enriching experiences and comfort zones, which are taken into account by the hospitality sector, especially the commercial ones. b) Unique experiences- Whenever a traveler selects a place for his or her pleasure travel, especially in the recent periods, the person wants an authentic experience of the place of his or her choice, which includes the flavors, tastes, cuisines, festivities and human attributes specific to that place only. This trait has increased considerably in the last few years especially, with the emergence of travelling and exploring as a popular entertainment practice. The traditional commercial accommodations, being too formal and operating under the domain of international business etiquettes, in spite of their impeccable services, often fail to leave that impression of the personal touch of warmth and exclusivity as they tend to be too professional and the scopes of host-interactions are much less in these cases (Mok, Sparks and Kadampully 2013). c) New entries of home-stays- This determining factor is an extension of the previous assertion. In the recent periods, in the continuously increasing framework of shared economy, hospitality services like home-stays are coming up extensively. These types of residential accommodations, though primarily falling under the commercial hospitality sector, have the components of hospitality at home. This is because, facilities like home-stays and forums like Airbnb, which facilitates easy interactions between the demand side players and suppliers of the same, work with the vision of making accommodations available at all places, at every price range and according to the preferences of the customers. d) Gastronomic Tourism- Not only accommodation but also the restaurants and food chains try to emphasize on the objective of providing pro-customer and personalized services. Food-tourism or Gastro-tourism becoming an interesting part of meaningful tourism, the restaurants in different places try to display their speciality cuisines and also try to provide personalization and customization options to the customers, thereby bringing the commercial hospitality close to the warmth of hospitality which is received in homes (Osman, Johns and Lugosi 2014). Conclusion From the above discussion, it is evident that though commercial hospitality cannot be broadly claimed to be just an extension of hospitality in home, however, in the recent periods the two have been seen to be overlapping in many aspects. The three domains of hospitality, mainly the private, social and commercial, have become more integrated in the framework of shared economy and with the changing demand patterns of the consumers. Taking this into consideration, it can be asserted that though there still remains fundamental differences between the two types of hospitality, however, in the contemporary framework, these two types of hospitalities overlap each other in many aspects. References Bowie, D., Buttle, F., Brookes, M. and Mariussen, A., 2016.Hospitality marketing. Taylor Francis. Brotherton, B. ed., 2012.International Hospitality Industry. Routledge. Carvalhaes, C., 2013.Eucharist and Globalization: Redrawing the Borders of Eucharistic Hospitality. Wipf and Stock Publishers. Duncan, T., Scott, D.G. and Baum, T., 2013. The mobilities of hospitality work: An exploration of issues and debates.Annals of Tourism Research,41, pp.1-19. Jones, P., Jones, P., Hillier, D., Hillier, D., Comfort, D. and Comfort, D., 2016. Sustainability in the hospitality industry: some personal reflections on corporate challenges and research agendas.International Journal of Contemporary Hospitality Management,28(1), pp.36-67. Kandampully, J., Zhang, T. and Bilgihan, A., 2015. Customer loyalty: a review and future directions with a special focus on the hospitality industry.International Journal of Contemporary Hospitality Management,27(3), pp.379-414. Lashley, C. and Morrison, A., 2013.In search of hospitality. Routledge. Medlik, S., 2012.Dictionary of travel, tourism and hospitality. Routledge. Mok, C., Sparks, B. and Kadampully, J., 2013.Service quality management in hospitality, tourism, and leisure. Routledge. Osman, H., Johns, N. and Lugosi, P., 2014. Commercial hospitality in destination experiences: McDonald's and tourists' consumption of space.Tourism Management,42, pp.238-247. Russo, M.T., 2012. Home, domesticity and hospitality: A theoretical reflection.Hospitality Society,2(3), pp.309-320. Sobh, R., Belk, R., Wilson, J. and Ginena, K., 2012. Home and commercial hospitality rituals in Arab Gulf countries.ACR North American Advances.